General Buying Tips | CENTURY 21

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The High Desert

Interest rates are currently lower than years past with less than 4.5% on a 30-year-fixed and below 4% on 15-year fixed rate loans. Home prices are the lowest they have been in recent years throughout the country.  Together, this means that home affordability is within reach for many Americans.

Besides the traditional down payments of 10 to 20 percent many buyers can qualify for a 3.5 percent down FHA Loan and some loan packages even have a low 3 percent down. There are various loan options so the best thing to do is check with a mortgage lender who you feel comfortable with.  Contact me if you need a list of competent lenders in the Victor Valley area.

There are some good home buys in our local area.  Many are bank owned properties as well as short sales and yes, there are still traditional standard properties that are available too.  There are many well priced homes in all categories. Contact me if you are interested in information regarding these property options.

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CENTURY 21 Fairway Realty

Apple Valley, CA   -  760.242.2121